3 Unexpected Resources for Low Income Families
In 2020, and especially as we approach the holiday season, financial burdens can feel particularly overwhelming. For low-income families, it can be difficult to find solutions.
Fortunately, help can be found in places you might not even expect. Here we will break down some unexpected resources you may not have thought of that can help.
1. Medical Help
Especially in the midst of a global pandemic, medical help is more in demand than ever, but also harder to come by than ever.
Government medical assistance can be found through the Medicare Savings Programs. These programs provide help for lower-income families in paying for premiums, copayments, deductibles, and other medical expenses.
There are plenty of solutions out there for your family but it might take a bit of research and creativity. There are people out there that want to help, so don’t be afraid to seek assistance in covering medical costs. The National Association of Free & Charitable Clinics (NAFC) also has many locations that help provide families and individuals with medical care.
2. Food Programs
Government food assistance can come in the form of Temporary Assistance for Needy Families (TANF) which provides help with basic needs. Eligibility requirements can also vary from state to state.
There are also nonprofit food assistance programs, such as Feeding America. This program provides emergency food assistance with a system of food banks and pantries all over the country. This program also helps in finding more long-term solutions for low-income families.
3. Nonprofit Housing Assistance
There are lots of different solutions for housing assistance depending on your situation and location.
The government can provide help in the form of the Housing Choice Voucher Program and the U.S. Department of Housing and Urban Development (HUD). Both of these help to provide lower-income housing but vary in eligibility requirements.
The Housing Choice Voucher Program helps match people with public housing agencies and then help pay part of the cost. HUD, on the other hand, provides grants and other forms of subsidized housing.
There are also a lot of options for nonprofit housing help as well, often varying from location to location. Community Action Partnership and Volunteers of America are two nonprofit programs that provide financial relief and housing options to families and individuals.
For Georgia residents, the Wellroot program provides help to families in need. This program helps families at risk of homelessness cumulate savings and work their way to steady employment.
Low-Income Family Solutions
It may feel scary to be in a low-income situation as a family. Times of uncertainty can be very stressful on all members of the family, but don’t lose hope!
There are plenty of solutions out there for your family but it might a bit of research and creativity. There are people out there that want to help, so don’t be afraid to seek it!
Continue exploring our blog for more creative and unexpected solutions for low-income families.